Accelerate Your Career with Your Way Loan:
Guaranteed Leads and In-House Realtors to Help You Succeed!
Our loan officers benefit by working with a team of over 10,000 in-house Realtors at Fathom Realty, exclusive lead generation, and exclusive AI powered data analysis that drives lead conversion.
Accelerate Your Career with Your Way Loan:
Guaranteed Leads and In-House Realtors to Help You Succeed!
Our loan officers benefit by working with a team of over 10,000 in-house Realtors at Fathom Realty, exclusive lead generation, and exclusive AI powered data analysis that drives lead conversion
Guaranteed Leads:
We promise each of our participating Realtors at least 120 leads per year— all of which you will receive as the exclusive loan officer. 10 Realtors x 120 = 1200 leads to you.
In-House Agents:
Fathom Holdings (NASDAQ: FTHM)
is the parent of both Fathom Realty with over 10,000 agents and Encompass Lending & the YourWayLoan team. We’ll introduce you to a multitude of local Fathom agents and help you work together.
Increased Profitability:
No expensive layers of middle management translates into competitive margins. Our generous loan officer commission plans and lead generation insure phenomenal earnings potential.
Guaranteed Leads:
We promise each of our participating Realtors at least 120 leads per year— all of which you will receive as the exclusive loan officer. 10 Realtors x 120 = 1200 leads to you.
In-House Agents:
Fathom Holdings (NASDAQ: FTHM)
is the parent of both Fathom Realty with over 10,000 agents and Encompass Lending & the YourWayLoan team. We’ll introduce you to a multitude of local Fathom agents and help you work together.
Increased Profitability:
No expensive layers of middle management translates into competitive margins. Our generous loan officer commission plans and lead generation insure phenomenal earnings potential.
Endless Options:
We are part of the largest mortgage brokerage in the US with access to over 150 wholesale lenders. And we offer the ability to fund as a correspondent lender as well.
About
Encompass Lending is part of the Fathom Holdings family of companies. Together with Fathom Realty, the 4th largest independent real estate brokerage, Dagley Insurance and Versus Title, Encompass is part of a fast growing, technology driven ecosystem.
Fathom’s Guiding Principles
Love
We believe first and foremost in loving others as ourselves. In placing this principle at our very core, it will guide our actions as we grow and make decisions that affect our agents, our stockholders, our clients, and the communities in which we serve.
Service
We believe in the principles of servant leadership. By truly serving others and placing their needs first, we believe they will return that service through excellence, growth, and goodwill.
Integrity
We believe that building trust through integrity is vital in serving our agents and our clients. Therefore, we will be honest and upright in our conduct, unimpaired by selfish ambition or motives.
Acceptance
We believe that we are called to treat everyone with dignity and honor. We are not called to judge others. Instead, we are called to love and serve them.
Respect
We believe in treating others with respect and humility, listening to their words, and seeking first to understand. In doing so, we will build trust and become stronger as an organization, an industry, and a community.
Support
We believe in supporting others through the sharing of ideas, resources, and helping each other grow both personally and professionally. We will strive to exceed expectations on each and every opportunity.
Charity
We believe that it is our shared responsibility to feed the hungry, clothe and shelter the poor, and care for the sick. It is with that belief we serve our local communities through agent-led service projects and company-wide charitable giving.
Family
We believe that Fathom is a family and in being such, we help each other, we serve each other, we respect each other, we protect each other, and we love each other. We do not just talk about being a family, we live it.
Just a few of the loan programs available:
Rates DO Matter
We believe that rate, fees, and service are all critical to being a successful lender. We benefit from being part of a NASDAQ traded company, but without all the overhead (and middle management) of most national mortgage bankers.
Less brick and mortar and less management translates into better rates and lower costs.
Our gross margin is less than half a typical retail lender. That translates into lower rates and costs to the consumer.
It’s well known that one of the largest costs in the mortgage industry is customer acquisition. With over 40,000 transaction per year at Fathom Realty, our loan originators have the opportunity to provide exceptional services to our mutual customers.
We utilize Zoom to interact face to face which is faster and less expensive than offices.
The best of both worlds. Mortgage Banker and Broker. In-house underwriting and closing for most government and conforming loans plus the flexibility to broker loans insures a wide selection of niche programs.
Compare our rates today against your current employer and you’ll probably find that we are 100 bps or more better to the customer.
And yes,
service matters.
With access to both our correspondent lending channel and our broker channel, you’ll have access to more loan programs and can choose to work with those wholesale lenders that provide the best service. We routinely have loans approved and ready to close in a week. For the majority of loans you can close in our name as a correspondent with greater pricing flexibility.
About
The YourWayLoan team is powered by Encompass Mortgage
Licensed in 46 states, ELG’s nationwide footprint exemplifies its extensive reach. Being a HUD-approved Full Eagle FHA Lender, the company stands as a trusted institution. ELG’s portfolio encompasses a comprehensive range of agency and government-backed residential home mortgage products, underlining its commitment to fulfilling diverse customer needs.
Setting New Standards
Encompass Lending Group takes pride in its distinctive approach to customer service. What truly sets ELG apart is its unwavering focus on exceeding expectations by providing more than what’s requested. This philosophy ensures a customer experience that stands above the rest.
In-House Agents & Guaranteed Leads
The YourWayLoan team has an exclusive partnership with the YourWayHome real estate team. Operating nationally, and powered by Fathom Realty (NASDAQ traded with over 10,000 agents).
YourWayHome recruits approximately 10-15 real estate agents as a pod, with one loan officer at the center.
It has been our experience that when a loan officer and a Realtor work closely as a team, the consumer benefits from a smoother transaction.
YourWayHome delivers each of its team agents at least 120 leads per year. You’ll be matched with a target of 20 agents and benefit from at least 2400 exclusive buyer leads per year, delivered in real-time to our CRM.
Real Estate Agent Connections
YourWayLoan has developed a proprietary algorithm that matches you with local agents in real-time with local agents as they list properties.
Our marketing automation allows you to help agents and their sellers (who are most likely future buyers) with powerful marketing to drive buyers to their listing.
Our team has a dedicated marketing staff that are experts at lead generation, video editing and digital marketing design.
A Better Tech Stack
Big mortgage bankers move slooow…
As a team we’re quick to implement the latest tech solutions to make you more productive. Our team leader was the founder and early CTO of one of the first and largest outsourced tech providers to the mortgage industry way back in the dot com era!
Our team has its own full stack software development team producing innovative solutions and lead generation technology. We’re even pioneering the use of AI to automate marketing.
Training and Support
In-house processing, scenario support, lock desk and trainers insure you have the resources and support you need to focus on what you do best.
Unlimited Growth
The tools, leads, and connections to Realtors are carefully crafted to help you achieve a $30 + million annual production target.
If you’re ready to start your own branch or team, we’ll be there to cheer you on.
WHY CHOOSE US?
Leverage Our Proven Formula to Grow Your Business.
Our desire to help you succeed runs deep and our coveted reputation drives us to handle every task with fresh ideas and enthusiasm.
01
Cutting-edge tactics are key to success — our innovation, expertise, and endurance can put you way ahead of legacy mortgage bankers.
02
Working collectively with our in-house Realtors, we provide a streamlined experience for our clients.
03
We value old-school service + new-age tactics — raising the bar in real estate tech, market research, and consumer education.
04
We have the know-how, moxie, vision and established connections to produce the results you deserve.
