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Accelerate Your Career with Your Way Loan:

Guaranteed Leads and In-House Realtors to Help You Succeed!

Our loan officers benefit by working with a team of over 10,000 in-house Realtors at Fathom Realty, exclusive lead generation, and exclusive AI powered data analysis that drives lead conversion.

An image showing a multiple forward arrows.

Accelerate Your Career with Your Way Loan:

Guaranteed Leads and In-House Realtors to Help You Succeed!

Our loan officers benefit by working with a team of over 10,000 in-house Realtors at Fathom Realty, exclusive lead generation, and exclusive AI powered data analysis that drives lead conversion
An image with a male realtor showing a paper to a couple sitting on a sofa.

Guaranteed Leads:

We promise each of our participating Realtors at least 120 leads per year— all of which you will receive as the exclusive loan officer. 10 Realtors x 120 = 1200 leads to you.

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In-House Agents:

Fathom Holdings (NASDAQ: FTHM)
is the parent of both Fathom Realty with over 10,000 agents and Encompass Lending & the YourWayLoan team. We’ll introduce you to a multitude of local Fathom agents and help you work together.

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Increased Profitability:

No expensive layers of middle management translates into competitive margins. Our generous loan officer commission plans and lead generation insure phenomenal earnings potential.

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Endless Benefits:

Our Servant Leadership philosophy is reflected in our generous employer paid health plans and stock bonus plans.

An image with a male realtor showing a paper to a couple sitting on a sofa.

Guaranteed Leads:

We promise each of our participating Realtors at least 120 leads per year— all of which you will receive as the exclusive loan officer. 10 Realtors x 120 = 1200 leads to you.

A group a real estate agents discussing around a table with one woman standing at the back of the another agent.

In-House Agents:

Fathom Holdings (NASDAQ: FTHM)
is the parent of both Fathom Realty with over 10,000 agents and Encompass Lending & the YourWayLoan team. We’ll introduce you to a multitude of local Fathom agents and help you work together.

An image of a male realtor in front of a laptop showing excitement and happiness.

Increased Profitability:

No expensive layers of middle management translates into competitive margins. Our generous loan officer commission plans and lead generation insure phenomenal earnings potential.

An image of a group of people discussing using sticky notes with two standing in front of the three person sitting attentively.

Endless Options:

We are part of the largest mortgage brokerage in the US with access to over 150 wholesale lenders. And we offer the ability to fund as a correspondent lender as well.

Schedule a 15-minute call and find out how much more you could be earning.

About

Axen Mortgage Logo

NASDAQ FTHM

Fathom is a national, technology-driven, real estate services platform integrating residential brokerage, mortgage, title, insurance, and SaaS offerings to brokerages and agents by leveraging proprietary cloud-based software.

Encompass Lending is part of the Fathom Holdings family of companies. Together with Fathom Realty, the 4th largest independent real estate brokerage, Dagley Insurance and Versus Title, Encompass is part of a fast growing, technology driven ecosystem.

Fathom’s Guiding Principles

Love

We believe first and foremost in loving others as ourselves. In placing this principle at our very core, it will guide our actions as we grow and make decisions that affect our agents, our stockholders, our clients, and the communities in which we serve.

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Service

We believe in the principles of servant leadership. By truly serving others and placing their needs first, we believe they will return that service through excellence, growth, and goodwill.

Integrity

We believe that building trust through integrity is vital in serving our agents and our clients. Therefore, we will be honest and upright in our conduct, unimpaired by selfish ambition or motives.

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Acceptance

We believe that we are called to treat everyone with dignity and honor. We are not called to judge others. Instead, we are called to love and serve them.

Respect

We believe in treating others with respect and humility, listening to their words, and seeking first to understand. In doing so, we will build trust and become stronger as an organization, an industry, and a community.

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Support

We believe in supporting others through the sharing of ideas, resources, and helping each other grow both personally and professionally. We will strive to exceed expectations on each and every opportunity.

Charity

We believe that it is our shared responsibility to feed the hungry, clothe and shelter the poor, and care for the sick. It is with that belief we serve our local communities through agent-led service projects and company-wide charitable giving.

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Family

We believe that Fathom is a family and in being such, we help each other, we serve each other, we respect each other, we protect each other, and we love each other. We do not just talk about being a family, we live it.

Compare your current comp to what you could be earning with YourWayLoan.

Just a few of the loan programs available:

Conventional and Jumbos loans
Just about every conforming and jumbo loan program are available. Compare rates and terms from dozens of options.
Conventional and Jumbos loans
Just about every conforming and jumbo loan program are available. Compare rates and terms from dozens of options.
Conventional and Jumbos loans
Just about every conforming and jumbo loan program are available. Compare rates and terms from dozens of options.
FHA and VA
Home loans provided by the Federal Housing Administration (FHA) may make it easier for you to buy a home. For an FHA loan low down payments are available.
Construction “One Time Close”
Our sister Realtor team specializes in new construction. The one-time close loan is a great niche product to build referrals from builders.
Hometown Heroes
Hometown Heroes is an organization designed to give back to those who make our communities a better place to live by offering real savings from real estate professionals. Our services to Heroes are always FREE and never come with a catch.
Doctor Loans
Specialized financing for medical professionals.
Bank Statement Programs
We have a plethora of non QM loans including DCSR, bank statement and other alternative documentation loans.
Reverse Mortgages
Reverse mortgages are an attractive niche, including HECM for Purchase which allows seniors to purchase a home with no mortgage payment in the future.

Let’s compare today’s rate and compensation to your current employer.

Rates DO Matter

We believe that rate, fees, and service are all critical to being a successful lender.  We benefit from being part of a NASDAQ traded company, but without all the overhead (and middle management) of most national mortgage bankers.

Less brick and mortar and less management translates into better rates and lower costs.

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Our gross margin is less than half a typical retail lender. That translates into lower rates and costs to the consumer.

It’s well known that one of the largest costs in the mortgage industry is customer acquisition. With over 40,000 transaction per year at Fathom Realty, our loan originators have the opportunity to provide exceptional services to our mutual customers.

We utilize Zoom to interact face to face which is faster and less expensive than offices.

The best of both worlds. Mortgage Banker and Broker. In-house underwriting and closing for most government and conforming loans plus the flexibility to broker loans insures a wide selection of niche programs.

Compare our rates today against your current employer and you’ll probably find that we are 100 bps or more better to the customer.

And yes,

service matters.

With access to both our correspondent lending channel and our broker channel, you’ll have access to more loan programs and can choose to work with those wholesale lenders that provide the best service. We routinely have loans approved and ready to close in a week. For the majority of loans you can close in our name as a correspondent with greater pricing flexibility.

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An image of a professional woman sitting beside a small table and holding a cup and a paper.

About

YourWayLoan, Let us help you find the perfect mortgage!

The YourWayLoan team is powered by Encompass Mortgage

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Licensed in 46 states, ELG’s nationwide footprint exemplifies its extensive reach. Being a HUD-approved Full Eagle FHA Lender, the company stands as a trusted institution. ELG’s portfolio encompasses a comprehensive range of agency and government-backed residential home mortgage products, underlining its commitment to fulfilling diverse customer needs.

Setting New Standards
Encompass Lending Group takes pride in its distinctive approach to customer service. What truly sets ELG apart is its unwavering focus on exceeding expectations by providing more than what’s requested. This philosophy ensures a customer experience that stands above the rest.

In-House Agents & Guaranteed Leads

The YourWayLoan team has an exclusive partnership with the YourWayHome real estate team. Operating nationally, and powered by Fathom Realty (NASDAQ traded with over 10,000 agents).

YourWayHome recruits approximately 10-15 real estate agents as a pod, with one loan officer at the center.

It has been our experience that when a loan officer and a Realtor work closely as a team, the consumer benefits from a smoother transaction.

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YourWayHome delivers each of its team agents at least 120 leads per year. You’ll be matched with a target of 20 agents and benefit from at least 2400 exclusive buyer leads per year, delivered in real-time to our CRM.

Give us 30 minutes and we’ll give you five free, fresh exclusive homebuyer leads just for listening.

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YourHomeBenefit Program

Your Home Benefit Program

Partner with Realtors to offer local employers exclusive benefits to their employees when purchasing or refinancing a home.

Employees benefit from Realtor cash back and discounted mortgage services.

Real Estate Agent Connections

YourWayLoan has developed a proprietary algorithm that matches you with local agents in real-time with local agents as they list properties.

Our marketing automation allows you to help agents and their sellers (who are most likely future buyers) with powerful marketing to drive buyers to their listing.